1. Acceptance of Terms

Welcome to Liratna (liratna.com). By accessing and using this website, mobile application, and related services (collectively, the "Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms constitute a legally binding agreement between you (the "User" or "you") and Eloquent Technology Solutions ("Liratna," "we," "us," or "our"). Your use of the Service signifies your acceptance of these Terms.

We reserve the right to modify these Terms at any time. Continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.

2. Description of Service

Liratna provides financial information tools and resources, including but not limited to:

• Currency exchange rate information and calculators
• Financial calculators (electricity tariffs, currency conversion, etc.)
• Educational content about financial and economic topics
• News and articles related to economics and finance
• Mobile applications for accessing our services

Our Service is provided for informational and educational purposes only. We do not provide financial, investment, or legal advice.

3. Information Accuracy and Disclaimer

IMPORTANT DISCLAIMER: The information provided on Liratna, including exchange rates, financial data, calculators, and educational content, is for informational purposes only and should not be construed as financial, investment, legal, or professional advice.

Exchange Rates & Financial Data: While we strive to provide accurate and up-to-date information, exchange rates and financial data can fluctuate rapidly and may not reflect real-time market conditions. We source our data from various providers and update it regularly, but we do not guarantee the accuracy, completeness, or timeliness of any information.

No Financial Advice: Nothing on this website constitutes financial, investment, tax, or legal advice. You should not rely solely on information from Liratna to make financial decisions. Always consult with qualified professionals before making any financial or investment decisions.

Verify Before Acting: Before conducting any financial transaction or making any financial decision based on information from our Service, you should verify the information with official sources, financial institutions, or licensed professionals.

4. User Responsibilities and Acceptable Use

By using our Service, you agree to:

• Use the Service only for lawful purposes and in accordance with these Terms
• Not use the Service in any way that violates any applicable local, national, or international law
• Not engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service
• Not transmit any malicious code, viruses, or harmful materials
• Not attempt to gain unauthorized access to any portion of the Service
• Not use automated systems (bots, scrapers) to access the Service without our permission
• Not impersonate or misrepresent your affiliation with any person or entity
• Not engage in any activity that could damage, disable, or impair the Service

Violation of these acceptable use provisions may result in immediate termination of your access to the Service.

5. Intellectual Property Rights

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the overall design and layout, are owned by Eloquent Technology Solutions or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes only. You may not:

• Reproduce, duplicate, copy, or resell any part of the Service
• Modify, adapt, or create derivative works based on the Service
• Distribute, publish, or commercially exploit the content
• Remove any copyright or proprietary notices

User-Generated Content: If you submit comments, feedback, or other content to our Service, you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and display such content.

6. Third-Party Links and Advertising

Third-Party Advertisements: Our Service displays third-party advertisements, including Google AdSense. We do not control the content of these advertisements or the practices of the advertisers. Advertisers may use cookies and other tracking technologies as described in our Privacy Policy.

Third-Party Links: Our Service may contain links to third-party websites or services that are not owned or controlled by Liratna. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

No Endorsement: The inclusion of any link or advertisement does not imply endorsement by Liratna. We are not responsible for any damages or losses related to your interactions with third-party websites or advertisers.

Your Responsibility: You acknowledge and agree that Liratna shall not be responsible or liable, directly or indirectly, for any damage or loss caused by your use of any third-party content, goods, or services available through external links or advertisements.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties regarding the accuracy, reliability, or completeness of the content
• Warranties that the Service will be uninterrupted, secure, or error-free
• Warranties regarding the results that may be obtained from using the Service

We do not warrant that the Service will meet your requirements or that any errors in the Service will be corrected. You use the Service at your own risk.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ELOQUENT TECHNOLOGY SOLUTIONS, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, data, or goodwill
• Service interruption or loss of access
• Financial losses resulting from reliance on information provided
• Any other damages arising from your use or inability to use the Service

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Financial Decisions: You acknowledge that any financial decisions you make based on information from our Service are made at your own risk. We shall not be liable for any losses, damages, or consequences resulting from such decisions.

9. Indemnification

You agree to indemnify, defend, and hold harmless Eloquent Technology Solutions, its affiliates, officers, directors, employees, agents, and partners from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any rights of another person or entity
• Any content you submit or transmit through the Service

10. Termination

We reserve the right to terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms.

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

You may discontinue use of the Service at any time.

11. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice. We also reserve the right to modify these Terms at any time.

Material changes to these Terms will be posted on this page with an updated "Last Updated" date. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

It is your responsibility to review these Terms periodically for any changes.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Syrian Arab Republic, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or the Service shall be resolved through good-faith negotiations. If a dispute cannot be resolved through negotiation, it shall be submitted to the competent courts of Syria.

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Severability and Waiver

If any provision of these Terms is deemed invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and Eloquent Technology Solutions regarding your use of the Service and supersede all prior agreements and understandings.

15. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Service, please contact us:

• Website: liratna.com
• Contact Page: Contact Us
• WhatsApp: +963980163145

16. Acknowledgment

BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THE SERVICE.